Celebrating a Step Up Partner, Consumer Credit Counseling Service of the Savannah Area, Inc.

November 24th, 2015 by

CCCSSINCE 1965, local non-profit Consumer Credit Counseling Service of the Savannah Area, Inc. (CCCS) has delivered money management solutions to individuals and families. Their nationally certified counselors provide expert advice to help increase the financial knowledge of clients while helping them solve financial problems and achieve their goals.

CCCS consists of seven staff members committed to improving the financial health of members of the Savannah community. John Wills (right), executive director of CCCS, has served on Step Up’s Board of Directors and as the board chair in 2014. Richard Reeve (left) is the director of Financial Education for CCCS and works alongside Step Up in several different capacities.

How They Make a Difference

CCCS changes people’s lives by teaching them how to manage their debt, build their credit, prepare to buy a home, or avoid foreclosure through financial counseling and education. Find out more about CCCS  – www.cccssavannah.org

Workplace and Community Financial Education

Step Up Savannah and CCCS work together to provide a comprehensive menu of financial education for employees at worksites_RBC7498throughout Chatham County. They also offer workshops at public libraries and community-based workforce development
programs. Classes focus on applied learning, giving participants the opportunity to immediately use new knowledge and change behavior. For example, in a class about credit reports, participants pull their credit report, learn how to read and interpret it, and dispute any errors. In addition, workplace-based financial counseling means individuals can address critical financial concerns such as debt repayment, identity theft, foreclosure, or home purchase.

Using surveys and individual meetings with HR/program staff to identify the biggest needs and topics of interest to employees, Step Up and CCCS have offered popular classes such as “Improving Your Credit Score,” “Spending Plans,” and “Grow Your Savings.” They rely on an independently developed unbiased curricula called Smart Cents, the FDIC’s Money Smart program and Financial Industry Regulatory Authority (FINRA) Foundation’s modules for classroom education.

Step Up and CCCS were recognized for their employer-based work by the Corporation for Enterprise Development (CFED) in its Platforms for Prosperity national contest in 2014.

Life Line Loan

_RBC7552In the spring of 2015, Georgia Heritage Federal Credit Union (GHFCU) partnered with Step Up and CCCS on the new Life Line
Loan, an employer-based loan program. Life Line is an affordable small-dollar loan ($300-$1500) available through employers that sign up with Georgia Heritage. The program is coupled with on-site financial education to ensure employees develop a better understanding of how to manage credit and debt. Loan payments are made through payroll deduction, and GHFCU reports loan payments to the credit bureaus to establish a positive credit history. Once the loan is paid in full, the loan payment amount continues to be withdrawn from payroll and deposited into the employee’s savings account until they opt out, allowing employees to build an emergency savings fund.

Five employers have signed up for the program– Chatham County, Chatham Area Transit, Goose Feathers Café, Hospice Savannah and Senior Citizens, Inc.– but it’s open to any employer.

Chatham Apprentice Program (CAP) Financial Education

Richard holds three 90 minute presentations that cover budgeting, creating financial goals, maximizing income, priortizing expenses, and understanding credit for each CAP class. In addition, he provides individual on-site credit review.

“Through partnerships and collaborative efforts,” Richard says about CCCS’ relationship with Step Up, “we can have a deeper and more meaningful impact in our community. Our relationship has allowed us to market and network our agency better, connected us with other national agencies and funders, and gotten us linked with policy work.”


Do you want to make a difference in your community? We can help you. Fill out our Commit to Action form here and together we will create opportunity in Savannah.

Images courtesy of Blake Crosby Photography.

Celebrating Neighborhood Leader, Autry McGary

October 29th, 2015 by

AutryBORN IN NEW ULM, Germany, Autry McGary attended public schools in various communities as her family moved around the country. Her passion for serving her community was cultivated early when they lived in New York City, and her family brought her along to feed homeless individuals. Ms. McGary has grown into an advocate with a focus on community engagement and remains deeply committed to advancing underserved people.

Since moving to Savannah, she has worked or volunteered for numerous agencies including the Rape Crisis Center of Savannah, Court Appointed Special Advocates of Savannah, Chatham County Department of Family and Children Services, the Salvation Army, Chatham County Health Department, and the United States Census Bureau. A graduate of Savannah State University with a Bachelor of Social Work, Autry earned an MSW from Clark Atlanta University, and is currently completing requirements for her PhD. She was recently recognized by the U.S. Army Garrison Command team with a Civilian Service Award for her work as a Program Director, advocating for military families in Savannah-Chatham and Effingham County school districts for Hunter Army Airfield.

Autry and the Neighborhood Leadership Academy

Autry was introduced to Step Up’s Neighborhood Leadership Academy (NLA) at Savannah State University, a 12 week leadership development program, by her colleague, NLA graduate and Step Up board member, Tabatha Crawford Roberts. Tabatha spoke highly of the program’s impact on her own life and urged Autry to apply. Autry was accepted in 2013 for Class 5 of NLA.

Autry said she was most impressed with the ideas about “the power of public voice and how leaders first begin making change in their own neighborhoods, one citizen at a time.” She learned how to start her own neighborhood association and how to identify community experts. But the program didn’t leave her to do it on her own. She says she completed NLA with a “network of support of community leaders who are invested in creating and continuing positive progress in Savannah and its residents.”

Numerous NLA graduates have been asked to serve on nonprofit and community boards and Autry is no exception. After graduating, she was invited to join the Board of Directors at a local Habitat for Humanity.

NLA not only sharpened Autry’s focus on making a difference in her neighborhood, it also helped her in her work. Autry says she is now able to better identify with her clients because she gained a deeper appreciation for the range and depth of issues that low-income families face. NLA also introduced her to numerous resources in Savannah that she has drawn upon as a social worker.

“I now look at my clients, community, family, and peers through a new lens since my toolkit for assisting them with the services they need was enhanced and strengthened by the practical and meaningful information I gained from NLA,” she said.

She continues as an active member of the newly formed NLA Alumni Association and regularly steps up when asked. Savannah is fortunate to recognize NLA graduates such as Autry McGary in its extended network of people seeking to make a difference.

About our Neighborhood Leadership Academy

Step Up created the Neighborhood Leadership Academy at Savannah State University (NLA) to support and develop neighborhood voices. Step Up staff and facilitators draw from various community leadership training approaches while continually learning from local residents, their expressed needs, ideas, and passions. The syllabus and approach has changed as facilitators learned from each new group of participants, evolving in response to critical evaluation and feedback. This organic approach to leadership training keeps Step Up’s approach fresh even as it draws heavily from a range of well-established tools and critical thinkers in the field.

Do you want to make a difference in your community? We can help you. Fill out our Commit to Action form here and together we will create opportunity in Savannah.

Images courtesy of Blake Crosby Photography.

Celebrating a Step Up Partner, St. Mary’s Community Center

October 23rd, 2015 by

St. Mary'LOCATED ON W. 36th Street in the Cuyler-Brownville neighborhood,
St. Mary’s sits in the heart of a census tract where 61% of its residents are living below the poverty level. This former neighborhood school has been transformed into a vital hub of community services under the leadership of Sister Pat Baber. A former elementary school principal, Sister Pat was invited 16 years ago by Paul Hinchey to become the director of a new outreach initiative of St. Joseph’s/Candler.

How They Make a Difference

  • Preschool for 3-4 year olds with emphasis on language development
  • Financial literacy
  • Professional counseling
  • Job training services – job searches, interview preparation, resume and application assistance
  • Computer lab and basic computer instruction
  • Assistance for elderly

Our Partnership

St. Mary’s has been a leading advocate of Step Up from the beginning. In 2003, Sister Pat (pictured to the right) and other community leaders received _RBC7275 an invitation to participate in a citywide anti-poverty task force. Sister Pat recalls how the task force’s discussion groups were unique because individuals from all sectors of the community rallied around the belief that “poverty was an economic issue for all.” This was the first time she witnessed a diverse group of community members that understood the negative impact of Savannah’s stagnant poverty rate. She thought there was definitely something to this idea and she was happy to be a part of it. It was this task force that would eventually become Step Up Savannah, Inc.

Since then Sister Pat believes that “Step Up has raised the consciousness of the community.” Through poverty simulations and collaborations, Step Up keeps poverty a part of all community discussions. She credits Step Up with helping the community to understand the barriers faced by low-income individuals in Savannah. The staff of St. Mary’s is grateful for the long-lasting relationships established by Step Up, which transcend socio-economic differences to find solutions that benefit all members of our community.

The partnership between St. Mary’s and Step Up is still strong today. Today, we partner with St. Mary’s in the following capacities:

Public Benefit Screening – St. Mary’s serves as one of the community’s SNAP and Healthy Kids enrollment sites. Kimberly (pictured below), a client of St. Mary’s, shared how St. Mary’s helped her navigate the system to acquire health insurance for her family. When her _RBC7327daughter was diagnosed with meningitis, St. Mary’s assisted her in securing health insurance. This prevented the family from accruing thousands of dollars of medical debt. Kimberly said that St. Mary’s is “very nice and easy to work with. They helped me get a lot of things done that I couldn’t do. They submitted our paperwork and for over a month followed up to make sure my daughter had the insurance she needed.” The SNAP and National League of Cities grants secured by Step Up help St. Mary’s to continue this very important work and help many more people just like Kimberly.

Workforce Development – In addition to the monthly caseload handled by Mary Fuller (pictured below), St. Mary’s Workforce Developer, St. Mary’s also partners with our Chatham Apprentice Program (CAP) to host a four-week workforce-training program on-site.

Volunteer Tax Assistance – In collaboration with Neighborhood Improvement Association and Step Up, St. Mary’s serves as a Volunteer Income Tax Assistance (VITA) site in January and February.

Step Up’s partnership with St. Mary’s has existed for ten years, but Sister Pat says that it is important that this work continues. It is a marathon, not a sprint. “I’ve been working 16 years,” said Sr. Pat, “and I don’t feel that I’ve scratched the surface. But I believe in people’s goodness, and where there is goodness, hope is going to grow.”

Together, Step Up Savannah and St. Mary’s Community Center want to be a part of that growing hope.

You can become a part of that growing hope as well. Let us help you. Fill out our Commit to Action form here and together we will create opportunity in Savannah.

Images courtesy of Blake Crosby Photography.